Katie: Hey business rock stars, you know you're listening to the right show when the OT gals start blasting your speakers. Welcome to the BusinessMakers Overtime Show heard here and online at theBusinessMakers.com. We're your hosts Katie Laird -

Esther: And Esther Steinfeld.

Katie: And let's just face it, we think you're pretty awesome.

Esther: We do, that's right. So, we're gonna prove it you because we're pushing out a fantastic Overtime Show today.

Katie: Number 36.

Esther: That's right. Unbelievable.

Katie: (Laughter) Count 'em.

Esther: So we're covering the origins of household brands and the company names and basically how they kind of came to be. Plus we're gonna talk to Ken Broom, a guy who works in an indoor water park, an indoor water resort for a living. What a job.

Katie: Wow! It's pretty cool. (Laughter)

Esther: And you were there.

Katie: I was there! I was there. But first we're gonna kick things off right with our business week in review. A look at the biz happening affecting your worlds, or just the ones we thought were cool. (Laughter)

Esther: Yeah. As we always do.

Katie: Ya know.

Esther: Well this one - this first story is really not so cool. It kind of sucks actually.

Katie: Waaa, waaa.

Esther: This is some bad news. So, the bursting of the real estate blah, blah, blah, and the ensuing recession have hurt jobs, home prices, and now of course Social Security.

Katie: Oh boy.

Esther: Basically what's happening is the system this year is going to pay out in benefits more than it receives in payroll taxes.

Katie: Which is tricky 'cause they weren't anticipating this starting until 2016 that this would happen.

Esther: That's right, but because of the recession what's happened is a lot of people don't have jobs, which means they no longer have money to deduct from to take those taxes out -

Katie: Right. They're not paying it.

Esther: - so it's not coming out of the paychecks anymore and plus on top of that, people who have a lot of good working years left in them are cashing in on those Social Security benefits earlier than they would.

Katie: That right! 'Cause they don't have a job, they have to retire!

Esther: They gotta do something.

Katie: Oh man.

Esther: So they're cashing out early and that's bad news for the rest of us.

Katie: Oh man.

Esther: Yep.

Katie: Tough stuff.

Esther: Too bad. We'll just have to keep an eye on that and see what happens.

Katie: Yeah, exactly. And in other interesting financial news, we're hearing a little bit from Dubai, the Dubai World Nakheel Company, which is actually receiving $9.5 billion from the Dubai government.

Esther: Whoo!

Katie: And of course Nakheel is - which actually means "palms" in Arabic and I know that they have the super-famous "The Palm Islands" and they have the world, the manmade islands which -

Esther: Right.

Katie: - actually if I recall correctly, didn't Tiger Woods have like an amazing commercial shooting balls of off the top of the hotel there.

Esther: I think he did.

Katie: Yeah. (Laughter) Not that we're bringing him back up. (Laughter)

Esther: Uhg.

Katie: But they have been feeling the pain. This is after a $5.7 billion load from the government of Abu Dhabi. Marketwatch.com says that, "Dubai World has been trying to restructure $23.5 billion in liabilities."

Esther: Geez.

Katie: Yeah, billion dollars! "B" with a "B". (Laughter) And this new plan, which of course is still subject for approval by its creditors, means that the Dubai government will help recapitalize Dubai World by converting $8.9 billion of debt into equity and injecting $1.5 billion into the firm to fund working capital and interest payments. So I mean this is major, major cash!

Esther: Yeah.

Katie: And I know that the Dubai government's come under some harsh criticism because a lot of analysts aren't actually sure how they're going to pay it. Like there's question on how they're gonna be financing this very big commitment to Dubai World.

Esther: I would actually just love to go there, just for one night. I would have to spend my entire savings just to spend one night in Dubai. But I mean, indoor ski slope -

Katie: Yes!

Esther: - these private islands -

Katie: Yes.

Esther: - these amazing theme parks. Just the amazing -

Katie: The food, the shopping -

Esther: Exactly.

Katie: - the experience I hear is out of this world. And I mean what better way for us to go than as the Overtime Show.

Esther: That's right!

Katie: Maybe Dubai world - call us. (Laughter)

Esther: We'll go, we'll pimp it out, we'll do whatever you want us to do.

Katie: Exactly. (Laughter)

Esther: We'll hit golf balls off the top of some building, no problem.

Katie: (Laughter) No problem.

Esther: You know how much we love golf. (Laughter) We're really good at golf.

Katie: (Laughter) So, how's this for a sideway Esther? "And in other island news." (Laughter)

Esther: Oh God! Which I've never really gotten to say before.

Katie: So climate change sucks. Let's just start by saying that -

Esther: Yeah.

Katie: - in a lot of ways. And there is this island, and 81 square-mile island called New Moore Island that was actually a hotly contested piece of property between India and Bangladesh for decades. Decades and decades.

Esther: That's right. They've been fighting over it forever.

Katie: It sits directly between the two countries maritime boundaries and it was discovered in 1974, and both countries went crazy because they thought that there might be oil in the surrounding areas, so of course there might be oils that you're gonna hate on each other and fight over an 81 square-mile island. But that little spat is no longer an issue. Why Esther?

Esther: Because the island disappeared -

Katie: Ha-ha-ha.

Esther: - like lost. Ha-ha-ha-ha.

Katie: (Laughter) It's gone!

Esther: Not really like lost -

Katie: It's gone.

Esther: - but it's gone now.

Katie: Yeah. It is now, what do they call it? It's classified as "a submerged land mass". So yeah, island no longer.

Esther: That's crazy! Did anyone live there?

Katie: No. I think it was like a massive sludge and like as the tides would change, it would just be you know, like this dirty sandy stuff. It wasn't any sort of like tropical paradise that anybody had a beach hut on or, you know, was shooting golf balls off of -

Esther: Yeah.

Katie: But still it's funny that "ahhh" yeah, that two countries like India and Bangladesh would take so much time -

Esther: That's a way to solve a problem.

Katie: - and be so upset. And then it's like, "Oh wait! Oh it's - oh, never mind, it's not even there. You win! India, it's yours." (Laughter)

Esther: Truce!

Katie: That's right.

Esther: That's awesome. So there's no really graceful way to go into this next story is there?

Katie: No. (Laughter)

Esther: Go from island and global warming and disappearing and - we're gonna talk a little about Subway.

Katie: Ah!

Esther: Because Subway it turns out -

Katie: Wa-wa-wa-wait! Subway - typically subways are underneath the ground.

Esther: Oh, I know where this is going. I don't like this.

Katie: (Laughter)

Esther: I don't like where it's going Katie. So apparently on April 5th, which is in five days, will begin serving breakfast items.

Katie: Really?

Esther: Mmm! (Laughter)

Katie: Breakfast at Subway.

Esther: You could have breakfast, lunch, and dinner at Subway.

Katie: I just - I don't think I'm really excited about this.

Esther: Well the menu is already being served in some cities, but it's gonna be available in most sandwich chains - 22,000 of them actually on April 5th.

Katie: Good Lord!

Esther: It's gonna be like an omelet sandwich. They'll probably put an egg in the microwave and put it on the bread.

Katie: But I mean it seems like the heart of the Subway experience is about having, what are they called, sandwich artists?

Esther: Mm-hmm.

Katie: Like having - you know, you go through and you know, it's kind of like a Chipotle Freebird burrito experience where you get to pick all your fresh condiments and vegetables -

Esther: Well maybe there'll be some other stuff that you can put on it other than - maybe you can stick some olives in there -

Katie: I wonder.

Esther: - before they stick it in the microwave.

Katie: Maybe. And it's interesting the Fast Food Maven blog actually did a report on fast food restaurants that are rolling out breakfast initiatives.

Esther: It's a hot - hot category

Katie: It is. It's - I mean you're looking at Wendy's. Of course McDonalds has done pretty well. But they're actually saying that breakfast sales have fallen 3.4 percent from '07 to '09; however, the Mintel Research Company's predicting breakfast sales will jump to 13 percent from 2009 to 2000 - okay, 14. (Laughter) So it's a little ways out, but a lot of people are giving credit to the fact that the economy is hopefully perhaps maybe getting stronger; and people that do not have jobs, they don't have a place to go that they need to balance you know, an Egg McMuffin or whatever; a Subway McMuffin on their steering wheel.

Esther: I will say this. Have you ever seen the seafood salad at Subway? (Laughter) Did you even know they had that?

Katie: No, and I don't ever want to talk about this again.

Esther: When I think of the seafood salad from Subway, it kind of - I die a little inside.

Katie: (Laughter) It's gotta be awful, right?

Esther: It's got - what?

Katie: I mean it can't be all - is it real?

Esther: I believe it's imitation crab mixed with mayonnaise.

Katie: Imitation; okay.

Esther: I believe that is what the seafood salad consists of. (Laughter)

Katie: Yummmm. And dinner quickly approaches, I'm really tired.

Esther: It just - when I thought of an egg being served from a Subway sandwich shop, I was reminded of the seafood salad. Let's just say the same sort of situation, say a similar smell; a thing that I would eat.

Katie: It's going to be interesting, but here's a plus. Subway actually penned a deal with Starbucks last year, so their actually gonna be serving Seattle's Best Coffee -

Esther: Oh that's nice.

Katie: - and I do like Seattle's Best Coffee so, you know, that's got that going for it; and, I mean looking at some of the pricing, you can get a nice English muffin sandwich combo with a drink for like under $3.00 - $2.50 you know, I don't know -

Esther: Nice. That's a good deal.

Katie: - I don't know. (Laughter)

Esther: That's a good deal. I haven't eaten breakfast from a fast food place other than Chick-fil-A -

Katie: Oh my gosh!

Esther: - which is amazing.

Katie: Yeah.

Esther: Oh my gosh, that's the real deal.

Katie: Yeah, what else is there? Fast food for breakfast, it's Chick-fil-A.

Esther: And like it's so sad that they're not open on Sunday's isn't it?

Katie: I know, and it's weird! That is the only day that I desperately want it.

Esther: Of course it is; of course it is.

Katie: Like I'm like, "Oh I get waffle fries, waffle fries!

Esther: Waffle fries or -

Katie: Polynesian sauce.

Esther: - what's the - Chicken minis, have you had those?

Katie: No.

Esther: Those are really good.

Katie: Just like the tiny little -

Esther: They're little mini biscuits and they have like a chicken nugget.

Katie: Like little sliders, but not.

Esther: Mm-hmm, mm-hmm.

Katie: Awwwe!

Esther: They're really good.

Katie: This has been the best business week in review. (Laughter)

Esther: (Laughter) Chicken minis.

Katie: Dubai.

Esther: Dubai, yeah.

Katie: (Laughter)

Esther: Disappearing islands, like Lost. I mean why do you have Lost on the brain? Lost is just - are you watching Lost Katie?

Katie: You know, I am but I am two episodes behind and I will totally kick your knee if you talk about it. "Khe-he-he-he"

Esther: I won't say a word except to say that the episode from last week was phenomenal!

Katie: Really? Okay.

Esther: Phenomenal!

Katie: Okay. Hulu.com tonight; what?

Esther: Yep, so good. Well I guess that wraps up the business week in review.

Katie: (Laughter) Thanks for hanging out with us.

Esther: Yeah. To me, Lost is business; serious business.

Katie: Serious business, that's right. (Laughter)

Esther: So coming up in Chapter 2, we've got a really awesome interview which you did when you were on family vacation, isn't that correct?

Katie: I did. In Grapevine, Texas, we were invited to go out and check out the Great Wolf Lodge Indoor Water Park and I had a chance to speak to an amazing guy that's heading up operations there at Grapevine named Ken Broom; and he fills us in about all that happens working in an 80,000 square-foot indoor water park/resort.

Esther: Wow.

Katie: It's pretty fun. It was a great time.

Esther: When does the Overtime Show get to go?

Katie: Uh, great question. Seriously, like Dubai, Great Wolf Lodge. (Laughter) Subway for breakfast. (Laughter)

Esther: (Laughter) You're listening to the BusinessMakers Overtime Show heard here and online at theBusinessMakers.com. We'll be back with more in Chapter 2.