John: This is the BusinessMakers Overtime, heard here and online at thebusinessmakers.com. No this is neither Esther or Katie, it is me John Whiteside, the Producer for the Overtime Show. I think Esther and Katie went off on some awesome vacation and left me here, oh well. So we are going to do the best of the BusinessMakers Overtime Show. And we are going to start things off with some interesting news about Social Security.

Esther: Well this one - this first story is really not so cool. It kind of sucks actually.

Katie: Waaa, waaa.

Esther: This is some bad news. So, the bursting of the real estate blah, blah, blah, and the ensuing recession have hurt jobs, home prices, and now of course Social Security.

Katie: Oh boy.

Esther: Basically what's happening is the system this year is going to pay out in benefits more than it receives in payroll taxes.

Katie: Which is tricky 'cause they weren't anticipating this starting until 2016 that this would happen.

Esther: That's right, but because of the recession what's happened is a lot of people don't have jobs, which means they no longer have money to deduct from to take those taxes out -

Katie: Right. They're not paying in.

Esther: - so it's not coming out of the paychecks anymore and plus on top of that, people who have a lot of good working years left in them are cashing in on those Social Security benefits earlier than they would.

Katie: That right! 'Cause they don't have a job, they have to retire!

Esther: They gotta do something.

Katie: Oh man.

Esther: So they're cashing out early and that's bad news for the rest of us.

Katie: Oh man.

Esther: Yep.

Katie: Tough stuff.

Esther: Too bad. We'll just have to keep an eye on that and see what happens.

Katie: Yeah, exactly.

Esther: So there's no really graceful way to go into this next story is there?

Katie: No. (Laughter)

Esther: Go from island and global warming and disappearing and - we're gonna talk a little about Subway.

Katie: Ah!

Esther: Because Subway it turns out -

Katie: Wa-wa-wa-wait! Subway - typically subways are underneath the ground.

Esther: Oh, I know where this is going. I don't like this.

Katie: (Laughter)

Esther: I don't like where it's going Katie. So apparently on April 5th, which is in five days, will begin serving breakfast items.

Katie: Really?

Esther: Mmm! (Laughter)

Katie: Breakfast at Subway.

Esther: You could have breakfast, lunch, and dinner at Subway.

Katie: I just - I don't think I'm really excited about this.

Esther: Well the menu is already being served in some cities, but it's gonna be available in most sandwich chains - 22,000 of them actually on April 5th.

Katie: Good Lord!

Esther: It's gonna be like an omelet sandwich. They'll probably put an egg in the microwave and put it on the bread.

Katie: But I mean it seems like the heart of the Subway experience is about having, what are they called, sandwich artists?

Esther: Mm-hmm.

Katie: Like having - you know, you go through and you know, it's kind of like a Chipotle Freebird burrito experience where you get to pick all your fresh condiments and vegetables -

Esther: Well maybe there'll be some other stuff that you can put on it other than - maybe you can stick some olives in there -

Katie: I wonder.

Esther: - before they stick it in the microwave.

Katie: Maybe. And it's interesting the Fast Food Maven blog actually did a report on fast food restaurants that are rolling out breakfast initiatives.

Esther: It's a hot - hot category

Katie: It is. It's - I mean you're looking at Wendy's. Of course McDonalds has done pretty well. But they're actually saying that breakfast sales have fallen 3.4 percent from '07 to '09; however, the Mintel Research Company's predicting breakfast sales will jump to 13 percent from 2009 to 2000 - okay, 14. (Laughter) So it's a little ways out, but a lot of people are giving credit to the fact that the economy is hopefully perhaps maybe getting stronger; and people that do not have jobs, they don't have a place to go that they need to balance you know, an Egg McMuffin or whatever; a Subway McMuffin on their steering wheel.

Esther: I will say this. Have you ever seen the seafood salad at Subway? (Laughter) Did you even know they had that?

Katie: No, and I don't ever want to talk about this again.

Esther: When I think of the seafood salad from Subway, it kind of - I die a little inside.

Katie: (Laughter) It's gotta be awful, right?

Esther: It's got - what?

Katie: I mean it can't be all - is it real?

Esther: I believe it's imitation crab mixed with mayonnaise.

Katie: Imitation; okay.

Esther: I believe that is what the seafood salad consists of. (Laughter)

Katie: Yummmm. And dinner quickly approaches, I'm really tired.

Esther: It just - when I thought of an egg being served from a Subway sandwich shop, I was reminded of the seafood salad. Let's just say the same sort of situation, say a similar smell; a thing that I would eat.

Katie: It's going to be interesting, but here's a plus. Subway actually penned a deal with Starbucks last year, so their actually gonna be serving Seattle's Best Coffee -

Esther: Oh that's nice.

Katie: - and I do like Seattle's Best Coffee so, you know, that's got that going for it; and, I mean looking at some of the pricing, you can get a nice English muffin sandwich combo with a drink for like under $3.00 - $2.50 you know, I don't know -

Esther: Nice. That's a good deal.

Katie: - I don't know. (Laughter)

Esther: That's a good deal. I haven't eaten breakfast from a fast food place other than Chick-fil-A -

Katie: Oh my gosh!

Esther: - which is amazing.

Katie: Yeah.

Esther: Oh my gosh, that's the real deal.

Katie: Yeah, what else is there? Fast food for breakfast, it's Chick-fil-A.

Esther: And like it's so sad that they're not open on Sunday's isn't it?

Katie: I know, and it's weird! That is the only day that I desperately want it.

Esther: Of course it is; of course it is.

Katie: Like I'm like, "Oh I get waffle fries, waffle fries!

Esther: Waffle fries or -

Katie: Polynesian sauce.

Esther: - what's the - Chicken minis, have you had those?

Katie: No.

Esther: Those are really good.

Katie: Just like the tiny little -

Esther: They're little mini biscuits and they have like a chicken nugget.

Katie: Like little sliders, but not.

Esther: Mm-hmm, mm-hmm.

Katie: Awwwe!

Esther: They're really good.

Katie: This has been the best business week in review. (Laughter)

John: Alright, Subway breakfast. Now that was recorded 4 months ago back before Subway breakfast has launched. And now Subway is claiming that is has been a success in just 4 months. Now I had Subway's breakfast and I seem to be the only person I know that has had Subway's breakfast. So if you have had Subway's breakfast feel free to comment about it at thebusinessmakers.com/Overtime or our Facebook page, www.Facebook.com/Overtimeshow. You know, when I had I was not that impressed with it and I just do not see myself going to Subway to buy breakfast, but apparently people do. Well Stick around for more of the Best of The Overtime Show heard here and online at thebusinessmakers.com/Overtime.